Median Home Price
$228K
$128/sqft
YoY Appreciation
+3.8%
Year-over-year
Days on Market
34d
Median DOM
Inventory
2.8mo
Low
List-to-Sale
97%
Avg ratio
Cash Buyers
24%
of all sales
📰
Kentucky Market Overview
Kentucky is emerging as an underrated relocation destination, particularly Louisville and Lexington. The state's low cost of living, improving restaurant and arts scenes, and proximity to major Midwest metros make it attractive. Bowling Green has benefited significantly from the GM Electric Vehicle Assembly Plant.
🏠 Buyer Insight
Lexington's horse country suburbs are uniquely beautiful and offer solid appreciation. Louisville's Highlands and NuLu neighborhoods are seeing gentrification-driven appreciation.
📋 Seller Insight
Condition matters here. Buyers are value-focused and will negotiate hard on deferred maintenance.
🏙️
Top Cities in Kentucky
| City | Median Price | YoY Change | Days on Market | Price/Sqft |
|---|---|---|---|---|
| Louisville | $268K | +4.2% | 28d | $148 |
| Lexington | $298K | +3.8% | 24d | $168 |
| Bowling Green | $238K | +4.8% | 26d | $138 |
📊
Market Health Indicators
Market Velocity
Active — typical transaction pace
Buyer Competition
Low — below-asking offers common
Inventory Pressure
Low — seller's market conditions
Investment Momentum
3.8% annual appreciation — solid growth
👥
Buyer Demographics
🏠
44%
First-Time Buyers
of all purchases
💵
24%
Cash Buyers
of all purchases
⏱️
44d
Avg Close Time
from offer to close
⚠️
5.2/10K
Foreclosure Rate
homes in default
🧮
Affordability Calculator — Kentucky
Market Characteristics
#affordable#southeast#ev-manufacturing#horse-country#emerging
📊 CURRENT RATESMar 9, 2026
30-YR FIXED
—
15-YR FIXED
—
5/1 ARM
—
JUMBO 30-YR
—
WK CHANGE 30-YR:↓ 0.04%
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