I
Intelligent Home Buying
Real Estate Intelligence
REAL ESTATE FINANCIAL TOOLS

Free Home Buying Calculators

Five tools, one place. Mortgage payments, affordability limits, rent vs. buy analysis, refi savings, and closing costs by state — all real-time, no sign-up.

Loan Parameters
Home Price$400,000
$50K$3M
Down Payment20% · $80,000
Interest Rate6.87%
National 30-yr avg: 6.87%
Loan Term
Est. Monthly Payment
$2,618
30-yr fixed · 6.87%
Payment Breakdown
Principal & Interest$2,101/mo
Property Tax$367/mo
Home Insurance$150/mo
LOAN AMOUNT
$320,000
DOWN PAYMENT
$80,000
20%
TOTAL INTEREST
$436,397
over 30 yrs
TOTAL COST
$836,397
incl. down pmt
Affordability Snapshot
LTV RATIO
80.0%
INCOME NEEDED (28%)
$112,190/yr
BREAK-EVEN EQUITY
80.0%
PAYOFF YEAR
2056

Estimates only. Does not include closing costs, utilities, or maintenance. Consult a licensed mortgage professional for accurate quotes.

RELATED GUIDES
Mortgage Pre-Approval GuideUnderstanding Closing CostsFirst-Time Buyer ProgramsHow to Evaluate a Cash OfferARM vs. Fixed Rate MortgageCompare State Markets