Tools that show their math

• Mortgage calculator

  Your full monthly payment with taxes, insurance, HOA and PMI, plus total interest and a year-by-year schedule.

  You need: Price, down payment, rate

• Affordability

  A comfortable and a stretch price range based on common debt-to-income guidelines.

  You need: Income, monthly debts, down payment

• Property lookup

  County assessor facts for an exact address and Census and HUD figures for its ZIP code.

  You need: A U.S. street address and ZIP

• Seller net proceeds

  What you keep after payoff, commissions and closing costs, compared across listing, FSBO and a cash offer.

  You need: Expected price, payoff, quoted costs

• Rent vs. buy

  Owning and renting compared year by year, with every assumption visible and editable.

  You need: Price, rent, how long you will stay

• Points break-even

  How many months a rate buydown takes to pay for itself.

  You need: Two rate quotes and the points cost

Results are estimates from your inputs and public data. They are not loan offers, appraisals or tax advice.