Indiana housing market
Statewide listing data for September 2026, the latest month Realtor.com® Economic Research has published, with two years of history. Checked October 8, 2026.
Indiana at a glance
MidwestSource: Realtor.com® Economic Research (Indiana, September 2026). Asking prices and active listings, not closed sales.
What the data says
- There are 13.2% more homes for sale in Indiana than a year ago.
- The median asking price is roughly flat over the past year.
- 27% of active listings have had at least one price reduction.
- The typical listing spends 52 days on the market, 5 days longer than a year ago.
Repeat sales and appraisals of the same homes, published quarterly with a lag of about two months.
Two-year trend
Median listing price, Indiana
| Period | Value |
|---|---|
| 2024-09-01 | $294K |
| 2024-10-01 | $292K |
| 2024-11-01 | $285K |
| 2024-12-01 | $280K |
| 2025-01-01 | $279K |
| 2025-02-01 | $279K |
| 2025-03-01 | $290K |
| 2025-04-01 | $300K |
| 2025-05-01 | $310K |
| 2025-06-01 | $310K |
| 2025-07-01 | $309K |
| 2025-08-01 | $300K |
| 2025-09-01 | $299K |
| 2025-10-01 | $298K |
| 2025-11-01 | $290K |
| 2025-12-01 | $285K |
| 2026-01-01 | $284K |
| 2026-02-01 | $287K |
| 2026-03-01 | $293K |
| 2026-04-01 | $300K |
| 2026-05-01 | $300K |
| 2026-06-01 | $305K |
| 2026-07-01 | $300K |
| 2026-08-01 | $300K |
| 2026-09-01 | $299K |
Homes for sale, Indiana
| Period | Value |
|---|---|
| 2024-09-01 | 14K |
| 2024-10-01 | 15K |
| 2024-11-01 | 15K |
| 2024-12-01 | 14K |
| 2025-01-01 | 13K |
| 2025-02-01 | 12K |
| 2025-03-01 | 12K |
| 2025-04-01 | 12K |
| 2025-05-01 | 13K |
| 2025-06-01 | 15K |
| 2025-07-01 | 16K |
| 2025-08-01 | 16K |
| 2025-09-01 | 17K |
| 2025-10-01 | 18K |
| 2025-11-01 | 18K |
| 2025-12-01 | 16K |
| 2026-01-01 | 14K |
| 2026-02-01 | 14K |
| 2026-03-01 | 13K |
| 2026-04-01 | 14K |
| 2026-05-01 | 15K |
| 2026-06-01 | 16K |
| 2026-07-01 | 18K |
| 2026-08-01 | 18K |
| 2026-09-01 | 19K |
Listings follow a seasonal pattern each year; compare a month with the same month a year earlier.
Indiana compared with the U.S.
Compare with another state| Measure | Indiana | United States |
|---|---|---|
| Median listing price | $299,000 (−0.1% y/y) | $419,250 (−1.4% y/y) |
| Homes for sale | 19,349 (+13.2% y/y) | 1,161,615 (+5.4% y/y) |
| Median days on market | 52 days (+5 days y/y) | 61 days (Unchanged y/y) |
| Listings with a price cut | 26.7% (+0.9 pts y/y) | 20.8% (+0.9 pts y/y) |
| Median list price per sq ft | $163 (+3.8% y/y) | $223 (−1.7% y/y) |
Sources: Realtor.com® Economic Research (Indiana, September 2026); Realtor.com® Economic Research (United States, September 2026). “y/y” is the change from the same month a year earlier.
An affordability illustration
Run your own numbersThe inputs
- Median listing price (September 2026)$299,000
- Down payment20% ($59,800)
- Loan amount$239,200
- Rate: 30-year fixed, national (Week of Oct 1, 2026)7.28%
- Median household income, Indiana (2025)$76,180
This is an illustration, not a lender calculation. It leaves out property taxes, homeowners insurance, mortgage insurance and HOA dues, which can add several hundred dollars or more a month. The rate is a national average for strong-credit borrowers; your rate may differ.
Sources: Realtor.com® Economic Research (Indiana, September 2026); Freddie Mac Primary Mortgage Market Survey, via FRED, Federal Reserve Bank of St. Louis (United States, Week of Oct 1, 2026); U.S. Census Bureau, Current Population Survey, via FRED, Federal Reserve Bank of St. Louis (Indiana, 2025).
Editor’s notes on Indiana
Written March 2026; conditions may have changedIndianapolis is quietly becoming one of the most competitive mid-tier markets in the Midwest. Strong job diversification across life sciences, tech, and logistics has created sustained demand, while the city's affordability relative to coastal metros continues to attract corporate relocations. Fort Wayne is a standout value market — one of the most affordable cities with legitimate economic momentum in the country.
For buyers
Fort Wayne is criminally underrated. Sub-$220K median, tight inventory, and growing economy. Indianapolis suburbs (Carmel, Fishers, Westfield) compete hard — expect multiple offers on move-in ready homes.
For sellers
Indy's market has real depth. Correct pricing and good photos generate strong activity within the first week. Buyers are rate-sensitive but committed when they find the right home.
These notes are background written by our editors in March 2026, before the data above. Where they differ, the dated figures on this page are more current.