I
Intelligent Home Buying
Real Estate Intelligence
RI
HOMERESEARCHALL STATESRI
Northeast🔥 Extremely Hot Market

Rhode Island Real Estate Market

2026 Housing Market Data · Live Analysis

MARKET HEAT
9
out of 10
Median Home Price
$428K
$268/sqft
YoY Appreciation
+5.8%
Year-over-year
Days on Market
16d
Median DOM
Inventory
1.4mo
Critically Low
List-to-Sale
104%
Avg ratio
Cash Buyers
24%
of all sales
📰

Rhode Island Market Overview

Rhode Island has one of the tightest markets in New England, with Providence offering Boston metro access and lifestyle at lower prices. Newport is the premium lifestyle market. Inventory is critically constrained and competition is fierce across all price points.

🏠 Buyer Insight

Providence neighborhoods like Fox Point and College Hill are experiencing Boston-level competition at still-reasonable absolute prices.

📋 Seller Insight

Exceptional seller conditions. Price right and you'll have multiple offers within days.

🏙️

Top Cities in Rhode Island

CityMedian PriceYoY ChangeDays on MarketPrice/Sqft
Providence$378K+6.4%13d$238
Newport$748K+4.8%28d$448
Warwick$368K+5.8%16d$228
📊

Market Health Indicators

Market Velocity
Fast — homes move in under 3 weeks
Buyer Competition
High — offers regularly above asking
Inventory Pressure
Critical — less than 2 months supply
Investment Momentum
5.8% annual appreciation — strong momentum
👥

Buyer Demographics

🏠
36%
First-Time Buyers
of all purchases
💵
24%
Cash Buyers
of all purchases
⏱️
36d
Avg Close Time
from offer to close
⚠️
3.8/10K
Foreclosure Rate
homes in default
🧮

Affordability Calculator — Rhode Island

🏠 Affordability Calculator
Tailored for Rhode Island market conditions
TOTAL MONTHLY PAYMENT
$3,344
per month
Principal & Interest
$2,529/mo
Property Tax
$392/mo
Insurance
$150/mo
PMI (< 20% down)
$273/mo
LOAN: $385,200TOTAL INTEREST: $525,240
Market Characteristics
#northeast#boston-overflow#extremely-tight#newport-lifestyle#hot
📊 CURRENT RATESMar 9, 2026
30-YR FIXED
15-YR FIXED
5/1 ARM
JUMBO 30-YR
WK CHANGE 30-YR: 0.04%
RI Quick Facts
Median Price$428K
Price/Sqft$268
YoY Appreciation+5.8%
Days on Market16 days
Inventory1.4 months
Active Listings2,800
List-to-Sale104.0%
Avg Close Time36 days
Market Trend🔥 Hot
RegionNortheast
Northeast Region
CTConnecticut
+6.8%
DEDelaware
+4.2%
MEMaine
+5.8%
MDMaryland
+3.8%
MAMassachusetts
+4.8%
Browse All 50 States →
300×250 · Advertise
Ready to take the next step in Rhode Island?

Free Tools. No Signup. No Pressure.

Run the numbers with our free mortgage, affordability, and closing cost calculators — or connect with a local agent, lender, or cash buyer in your area.

🧮 Free Calculators →🤝 Find Local Experts →← Back to All States