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MA
HOMERESEARCHALL STATESMA
Northeast🔥 Extremely Hot Market

Massachusetts Real Estate Market

2026 Housing Market Data · Live Analysis

MARKET HEAT
9
out of 10
Median Home Price
$598K
$368/sqft
YoY Appreciation
+4.8%
Year-over-year
Days on Market
14d
Median DOM
Inventory
1.4mo
Critically Low
List-to-Sale
104%
Avg ratio
Cash Buyers
24%
of all sales
📰

Massachusetts Market Overview

Massachusetts — anchored by the world's most concentrated biotech and academic ecosystem — has among the tightest housing markets in America. Greater Boston's inventory crisis has been building for a decade with limited solutions. Cities like Worcester and Springfield have emerged as overflow markets with dramatic appreciation as Boston-priced-out buyers drive massive demand westward.

🏠 Buyer Insight

Worcester is the opportunity. Boston-commutable, dramatically cheaper, and seeing Boston-level competition now. Come prepared with strong pre-approval and flexibility on closing dates.

📋 Seller Insight

You have tremendous leverage. In Boston proper, Cambridge, and inner suburbs, expect offers over asking with minimal contingencies. Price sharply and you'll see wave activity in the first weekend.

🏙️

Top Cities in Massachusetts

CityMedian PriceYoY ChangeDays on MarketPrice/Sqft
Boston$768K+4.8%12d$588
Cambridge$984K+5.2%11d$788
Worcester$348K+5.8%12d$228
Springfield$248K+5.4%14d$148
📊

Market Health Indicators

Market Velocity
Fast — homes move in under 3 weeks
Buyer Competition
High — offers regularly above asking
Inventory Pressure
Critical — less than 2 months supply
Investment Momentum
4.8% annual appreciation — solid growth
👥

Buyer Demographics

🏠
32%
First-Time Buyers
of all purchases
💵
24%
Cash Buyers
of all purchases
⏱️
34d
Avg Close Time
from offer to close
⚠️
2.4/10K
Foreclosure Rate
homes in default
🧮

Affordability Calculator — Massachusetts

🏠 Affordability Calculator
Tailored for Massachusetts market conditions
TOTAL MONTHLY PAYMENT
$4,613
per month
Principal & Interest
$3,534/mo
Property Tax
$548/mo
Insurance
$150/mo
PMI (< 20% down)
$381/mo
LOAN: $538,200TOTAL INTEREST: $734,040
Market Characteristics
#biotech#academic#northeast#extremely-competitive#innovation
📊 CURRENT RATESMar 9, 2026
30-YR FIXED
15-YR FIXED
5/1 ARM
JUMBO 30-YR
WK CHANGE 30-YR: 0.04%
MA Quick Facts
Median Price$598K
Price/Sqft$368
YoY Appreciation+4.8%
Days on Market14 days
Inventory1.4 months
Active Listings14,800
List-to-Sale104.0%
Avg Close Time34 days
Market Trend🔥 Hot
RegionNortheast
Northeast Region
CTConnecticut
+6.8%
DEDelaware
+4.2%
MEMaine
+5.8%
MDMaryland
+3.8%
NHNew Hampshire
+5.8%
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