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NM
HOMERESEARCHALL STATESNM
Southwest☀️ Warm Market

New Mexico Real Estate Market

2026 Housing Market Data · Live Analysis

MARKET HEAT
6
out of 10
Median Home Price
$298K
$168/sqft
YoY Appreciation
+3.8%
Year-over-year
Days on Market
32d
Median DOM
Inventory
3.2mo
Balanced
List-to-Sale
97%
Avg ratio
Cash Buyers
28%
of all sales
📰

New Mexico Market Overview

New Mexico offers a compelling combination of affordability, culture, and climate. Albuquerque is seeing tech growth from Sandia National Labs and a growing film industry. Santa Fe is a premium lifestyle and art market. The state has been a quiet beneficiary of Western migration.

🏠 Buyer Insight

Albuquerque is one of the Southwest's best-value markets. Santa Fe's art market attracts cash buyers globally — expect competition on well-located properties.

📋 Seller Insight

Highlight unique architectural features (adobe, territorial style) — they command genuine premiums here versus conventional construction.

🏙️

Top Cities in New Mexico

CityMedian PriceYoY ChangeDays on MarketPrice/Sqft
Albuquerque$298K+3.8%28d$168
Santa Fe$598K+4.2%38d$348
Las Cruces$228K+3.2%36d$128
📊

Market Health Indicators

Market Velocity
Active — typical transaction pace
Buyer Competition
Low — below-asking offers common
Inventory Pressure
Balanced — moderate supply
Investment Momentum
3.8% annual appreciation — solid growth
👥

Buyer Demographics

🏠
38%
First-Time Buyers
of all purchases
💵
28%
Cash Buyers
of all purchases
⏱️
44d
Avg Close Time
from offer to close
⚠️
4.8/10K
Foreclosure Rate
homes in default
🧮

Affordability Calculator — New Mexico

🏠 Affordability Calculator
Tailored for New Mexico market conditions
TOTAL MONTHLY PAYMENT
$2,374
per month
Principal & Interest
$1,761/mo
Property Tax
$273/mo
Insurance
$150/mo
PMI (< 20% down)
$190/mo
LOAN: $268,200TOTAL INTEREST: $365,760
Market Characteristics
#southwest#affordable#arts-culture#national-labs#film-industry
📊 CURRENT RATESMar 9, 2026
30-YR FIXED
15-YR FIXED
5/1 ARM
JUMBO 30-YR
WK CHANGE 30-YR: 0.04%
NM Quick Facts
Median Price$298K
Price/Sqft$168
YoY Appreciation+3.8%
Days on Market32 days
Inventory3.2 months
Active Listings8,800
List-to-Sale97.0%
Avg Close Time44 days
Market Trend☀️ Warm
RegionSouthwest
Southwest Region
AZArizona
+5.8%
OKOklahoma
+2.8%
TXTexas
+2.8%
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