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HOMERESEARCHALL STATESLA
Southeast⚖️ Balanced Market

Louisiana Real Estate Market

2026 Housing Market Data · Live Analysis

MARKET HEAT
4
out of 10
Median Home Price
$218K
$118/sqft
YoY Appreciation
+1.8%
Year-over-year
Days on Market
48d
Median DOM
Inventory
4.8mo
Balanced
List-to-Sale
94%
Avg ratio
Cash Buyers
26%
of all sales
📰

Louisiana Market Overview

Louisiana's market is shaped by its unique position as an oil and gas economy with insurance and flooding risks that significantly affect buyer psychology. New Orleans remains a cultural destination with steady demand, but insurance costs are rising dramatically. The market is stable but not fast-moving.

🏠 Buyer Insight

Insurance is critical. Flood zone and wind mitigation determinations can dramatically affect costs. Get quotes before making offers.

📋 Seller Insight

Address insurance concerns proactively. Homes with elevation certificates and mitigation features command meaningful premiums.

🏙️

Top Cities in Louisiana

CityMedian PriceYoY ChangeDays on MarketPrice/Sqft
New Orleans$278K+2.4%42d$168
Baton Rouge$228K+1.8%48d$128
Shreveport$168K+0.8%58d$88
📊

Market Health Indicators

Market Velocity
Slow — buyer has negotiating room
Buyer Competition
Low — below-asking offers common
Inventory Pressure
Balanced — moderate supply
Investment Momentum
1.8% annual appreciation — modest gains
👥

Buyer Demographics

🏠
42%
First-Time Buyers
of all purchases
💵
26%
Cash Buyers
of all purchases
⏱️
48d
Avg Close Time
from offer to close
⚠️
8.8/10K
Foreclosure Rate
homes in default
🧮

Affordability Calculator — Louisiana

🏠 Affordability Calculator
Tailored for Louisiana market conditions
TOTAL MONTHLY PAYMENT
$1,777
per month
Principal & Interest
$1,288/mo
Property Tax
$200/mo
Insurance
$150/mo
PMI (< 20% down)
$139/mo
LOAN: $196,200TOTAL INTEREST: $267,480
Market Characteristics
#oil-economy#insurance-risk#southeast#cultural#coastal
📊 CURRENT RATESMar 9, 2026
30-YR FIXED
15-YR FIXED
5/1 ARM
JUMBO 30-YR
WK CHANGE 30-YR: 0.04%
LA Quick Facts
Median Price$218K
Price/Sqft$118
YoY Appreciation+1.8%
Days on Market48 days
Inventory4.8 months
Active Listings18,400
List-to-Sale94.0%
Avg Close Time48 days
Market Trend⚖️ Balanced
RegionSoutheast
Southeast Region
ALAlabama
+3.1%
ARArkansas
+2.8%
FLFlorida
+3.4%
GAGeorgia
+4.8%
KYKentucky
+3.8%
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