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Intelligent Home Buying
Real Estate Intelligence
NJ
HOMERESEARCHALL STATESNJ
Northeast🔥 Hot Market

New Jersey Real Estate Market

2026 Housing Market Data · Live Analysis

MARKET HEAT
8
out of 10
Median Home Price
$498K
$298/sqft
YoY Appreciation
+5.4%
Year-over-year
Days on Market
18d
Median DOM
Inventory
1.6mo
Critically Low
List-to-Sale
102%
Avg ratio
Cash Buyers
22%
of all sales
📰

New Jersey Market Overview

New Jersey's housing market is dominated by its role as a NYC suburb. Property taxes are among the highest in the nation — a persistent deterrent but not enough to offset demand from NYC-area families seeking space and school quality. Jersey City continues its transformation into a Manhattan alternative.

🏠 Buyer Insight

Calculate total monthly cost including property taxes before comparing to NYC options. The math still works in most NJ suburbs, but taxes are genuinely significant.

📋 Seller Insight

NYC metro demand is your greatest asset. Position your home as a commuter value play and you'll reach a massive, motivated buyer pool.

🏙️

Top Cities in New Jersey

CityMedian PriceYoY ChangeDays on MarketPrice/Sqft
Newark$328K+6.2%18d$198
Jersey City$648K+5.8%16d$488
Montclair$848K+4.8%19d$458
📊

Market Health Indicators

Market Velocity
Fast — homes move in under 3 weeks
Buyer Competition
High — offers regularly above asking
Inventory Pressure
Critical — less than 2 months supply
Investment Momentum
5.4% annual appreciation — strong momentum
👥

Buyer Demographics

🏠
38%
First-Time Buyers
of all purchases
💵
22%
Cash Buyers
of all purchases
⏱️
38d
Avg Close Time
from offer to close
⚠️
5.8/10K
Foreclosure Rate
homes in default
🧮

Affordability Calculator — New Jersey

🏠 Affordability Calculator
Tailored for New Jersey market conditions
TOTAL MONTHLY PAYMENT
$3,867
per month
Principal & Interest
$2,943/mo
Property Tax
$457/mo
Insurance
$150/mo
PMI (< 20% down)
$317/mo
LOAN: $448,200TOTAL INTEREST: $611,280
Market Characteristics
#nyc-suburb#northeast#property-tax#high-demand#commuter
📊 CURRENT RATESMar 9, 2026
30-YR FIXED
15-YR FIXED
5/1 ARM
JUMBO 30-YR
WK CHANGE 30-YR: 0.04%
NJ Quick Facts
Median Price$498K
Price/Sqft$298
YoY Appreciation+5.4%
Days on Market18 days
Inventory1.6 months
Active Listings18,400
List-to-Sale102.0%
Avg Close Time38 days
Market Trend🔥 Hot
RegionNortheast
Northeast Region
CTConnecticut
+6.8%
DEDelaware
+4.2%
MEMaine
+5.8%
MDMaryland
+3.8%
MAMassachusetts
+4.8%
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Ready to take the next step in New Jersey?

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Run the numbers with our free mortgage, affordability, and closing cost calculators — or connect with a local agent, lender, or cash buyer in your area.

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