I
Intelligent Home Buying
Real Estate Intelligence
IA
HOMERESEARCHALL STATESIA
Midwest☀️ Warm Market

Iowa Real Estate Market

2026 Housing Market Data · Live Analysis

MARKET HEAT
6
out of 10
Median Home Price
$218K
$128/sqft
YoY Appreciation
+2.8%
Year-over-year
Days on Market
32d
Median DOM
Inventory
2.8mo
Low
List-to-Sale
97%
Avg ratio
Cash Buyers
22%
of all sales
📰

Iowa Market Overview

Iowa's housing market is a model of Midwestern stability. Des Moines has developed a genuine financial services and insurance cluster (Principal Financial, Wellmark, EMC Insurance) that provides steady middle-class demand. The state offers exceptional value for families, with strong schools and low crime in many communities.

🏠 Buyer Insight

Des Moines suburbs offer exceptional value — West Des Moines and Ankeny rank among the most livable and affordable mid-sized metro communities in the country.

📋 Seller Insight

Iowa buyers are thorough. Expect detailed inspections and negotiate in good faith. Relationship-based transactions are common here.

🏙️

Top Cities in Iowa

CityMedian PriceYoY ChangeDays on MarketPrice/Sqft
Des Moines$268K+3.4%26d$148
Cedar Rapids$198K+2.6%34d$118
Iowa City$278K+2.8%28d$158
📊

Market Health Indicators

Market Velocity
Active — typical transaction pace
Buyer Competition
Low — below-asking offers common
Inventory Pressure
Low — seller's market conditions
Investment Momentum
2.8% annual appreciation — modest gains
👥

Buyer Demographics

🏠
46%
First-Time Buyers
of all purchases
💵
22%
Cash Buyers
of all purchases
⏱️
44d
Avg Close Time
from offer to close
⚠️
3.8/10K
Foreclosure Rate
homes in default
🧮

Affordability Calculator — Iowa

🏠 Affordability Calculator
Tailored for Iowa market conditions
TOTAL MONTHLY PAYMENT
$1,777
per month
Principal & Interest
$1,288/mo
Property Tax
$200/mo
Insurance
$150/mo
PMI (< 20% down)
$139/mo
LOAN: $196,200TOTAL INTEREST: $267,480
Market Characteristics
#stable#affordable#financial-services#midwest#family-friendly
📊 CURRENT RATESMar 9, 2026
30-YR FIXED
15-YR FIXED
5/1 ARM
JUMBO 30-YR
WK CHANGE 30-YR: 0.04%
IA Quick Facts
Median Price$218K
Price/Sqft$128
YoY Appreciation+2.8%
Days on Market32 days
Inventory2.8 months
Active Listings12,800
List-to-Sale97.0%
Avg Close Time44 days
Market Trend☀️ Warm
RegionMidwest
Midwest Region
ILIllinois
+3.2%
INIndiana
+3.8%
KSKansas
+3.2%
MIMichigan
+4.2%
MNMinnesota
+3.8%
Browse All 50 States →
300×250 · Advertise
Ready to take the next step in Iowa?

Free Tools. No Signup. No Pressure.

Run the numbers with our free mortgage, affordability, and closing cost calculators — or connect with a local agent, lender, or cash buyer in your area.

🧮 Free Calculators →🤝 Find Local Experts →← Back to All States