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Mountain☀️ Warm Market

Idaho Real Estate Market

2026 Housing Market Data · Live Analysis

MARKET HEAT
6
out of 10
Median Home Price
$428K
$238/sqft
YoY Appreciation
+2.1%
Year-over-year
Days on Market
34d
Median DOM
Inventory
3.2mo
Balanced
List-to-Sale
97%
Avg ratio
Cash Buyers
24%
of all sales
📰

Idaho Market Overview

Boise had one of the most dramatic pandemic-era surges in the country and has since cooled from its peak. The market is now in a healthier, more sustainable position. Idaho's combination of outdoor lifestyle, lower taxes, and a growing tech scene (Micron Technology is headquartered in Boise) continues to attract Western transplants, though at a more measured pace than 2021–2022.

🏠 Buyer Insight

Market has come back to earth. You have more negotiating power than 2022 buyers. Nampa and Caldwell are value plays with short Boise commutes.

📋 Seller Insight

Pricing discipline is essential. The days of 15% over asking are gone. Correct pricing will still generate solid activity — overpricing just extends your days on market.

🏙️

Top Cities in Idaho

CityMedian PriceYoY ChangeDays on MarketPrice/Sqft
Boise$468K+2.4%28d$268
Coeur d'Alene$548K+1.8%38d$298
Nampa$368K+2.8%32d$208
📊

Market Health Indicators

Market Velocity
Active — typical transaction pace
Buyer Competition
Low — below-asking offers common
Inventory Pressure
Balanced — moderate supply
Investment Momentum
2.1% annual appreciation — modest gains
👥

Buyer Demographics

🏠
38%
First-Time Buyers
of all purchases
💵
24%
Cash Buyers
of all purchases
⏱️
42d
Avg Close Time
from offer to close
⚠️
2.8/10K
Foreclosure Rate
homes in default
🧮

Affordability Calculator — Idaho

🏠 Affordability Calculator
Tailored for Idaho market conditions
TOTAL MONTHLY PAYMENT
$3,344
per month
Principal & Interest
$2,529/mo
Property Tax
$392/mo
Insurance
$150/mo
PMI (< 20% down)
$273/mo
LOAN: $385,200TOTAL INTEREST: $525,240
Market Characteristics
#mountain-west#post-boom#outdoor-lifestyle#tech#affordable
📊 CURRENT RATESMar 9, 2026
30-YR FIXED
15-YR FIXED
5/1 ARM
JUMBO 30-YR
WK CHANGE 30-YR: 0.04%
ID Quick Facts
Median Price$428K
Price/Sqft$238
YoY Appreciation+2.1%
Days on Market34 days
Inventory3.2 months
Active Listings8,400
List-to-Sale97.0%
Avg Close Time42 days
Market Trend☀️ Warm
RegionMountain
Mountain Region
COColorado
+3.8%
MTMontana
+2.8%
UTUtah
+2.4%
WYWyoming
+3.2%
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