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Northeast🔥 Hot Market

Maryland Real Estate Market

2026 Housing Market Data · Live Analysis

MARKET HEAT
8
out of 10
Median Home Price
$398K
$238/sqft
YoY Appreciation
+3.8%
Year-over-year
Days on Market
18d
Median DOM
Inventory
1.8mo
Critically Low
List-to-Sale
102%
Avg ratio
Cash Buyers
22%
of all sales
📰

Maryland Market Overview

Maryland's market is dominated by its role as a DC suburb state. The federal government, defense contracting, and biotech create stable, high-income demand across Montgomery, Howard, and Prince George's counties. Baltimore offers some of the most undervalued urban housing in the Northeast for buyers willing to invest in emerging neighborhoods.

🏠 Buyer Insight

Frederick and Hagerstown offer dramatic value vs. Montgomery County with reasonable DC commutes. Baltimore's Canton and Federal Hill neighborhoods are genuinely undervalued urban options.

📋 Seller Insight

DC-adjacent markets are reliably strong. Government shutdown or hiring freezes can create temporary pauses but long-term demand is built-in.

🏙️

Top Cities in Maryland

CityMedian PriceYoY ChangeDays on MarketPrice/Sqft
Baltimore$248K+3.4%24d$158
Bethesda$948K+3.8%18d$528
Annapolis$548K+4.2%21d$318
Frederick$428K+4.8%18d$238
📊

Market Health Indicators

Market Velocity
Fast — homes move in under 3 weeks
Buyer Competition
High — offers regularly above asking
Inventory Pressure
Critical — less than 2 months supply
Investment Momentum
3.8% annual appreciation — solid growth
👥

Buyer Demographics

🏠
38%
First-Time Buyers
of all purchases
💵
22%
Cash Buyers
of all purchases
⏱️
36d
Avg Close Time
from offer to close
⚠️
4.8/10K
Foreclosure Rate
homes in default
🧮

Affordability Calculator — Maryland

🏠 Affordability Calculator
Tailored for Maryland market conditions
TOTAL MONTHLY PAYMENT
$3,121
per month
Principal & Interest
$2,352/mo
Property Tax
$365/mo
Insurance
$150/mo
PMI (< 20% down)
$254/mo
LOAN: $358,200TOTAL INTEREST: $488,520
Market Characteristics
#dc-suburb#northeast#defense-contracting#biotech#federal
📊 CURRENT RATESMar 9, 2026
30-YR FIXED
15-YR FIXED
5/1 ARM
JUMBO 30-YR
WK CHANGE 30-YR: 0.04%
MD Quick Facts
Median Price$398K
Price/Sqft$238
YoY Appreciation+3.8%
Days on Market18 days
Inventory1.8 months
Active Listings14,800
List-to-Sale102.0%
Avg Close Time36 days
Market Trend🔥 Hot
RegionNortheast
Northeast Region
CTConnecticut
+6.8%
DEDelaware
+4.2%
MEMaine
+5.8%
MAMassachusetts
+4.8%
NHNew Hampshire
+5.8%
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