I
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Real Estate Intelligence
HI
HOMERESEARCHALL STATESHI
West⚖️ Warm Market

Hawaii Real Estate Market

2026 Housing Market Data · Live Analysis

MARKET HEAT
5
out of 10
Median Home Price
$848K
$618/sqft
YoY Appreciation
+1.2%
Year-over-year
Days on Market
48d
Median DOM
Inventory
4.8mo
Balanced
List-to-Sale
95%
Avg ratio
Cash Buyers
38%
of all sales
📰

Hawaii Market Overview

Hawaii's housing market reflects its unique position as a geographically constrained island economy with significant vacation and second-home demand. Prices are among the highest in the nation, with Honolulu and Maui commanding global investor attention. The post-pandemic surge has cooled, and the market has stabilized at still-elevated levels. Local residents face significant affordability challenges, driving a unique political and regulatory environment around short-term rentals.

🏠 Buyer Insight

The Big Island (Hawaii County) offers the most affordability and growing infrastructure. Understand HOA rules and short-term rental regulations before buying — they vary significantly by county and can affect investment returns.

📋 Seller Insight

Target mainland and international buyers who view Hawaii real estate as a trophy asset and safe haven. Professional photography and video are essential — much of your buyer pool will never visit before making offers.

🏙️

Top Cities in Hawaii

CityMedian PriceYoY ChangeDays on MarketPrice/Sqft
Honolulu$888K+1.4%44d$658
Kailua$1.25M+1.8%38d$788
Hilo$448K+0.8%58d$328
📊

Market Health Indicators

Market Velocity
Slow — buyer has negotiating room
Buyer Competition
Low — below-asking offers common
Inventory Pressure
Balanced — moderate supply
Investment Momentum
1.2% annual appreciation — modest gains
👥

Buyer Demographics

🏠
22%
First-Time Buyers
of all purchases
💵
38%
Cash Buyers
of all purchases
⏱️
52d
Avg Close Time
from offer to close
⚠️
2.2/10K
Foreclosure Rate
homes in default
🧮

Affordability Calculator — Hawaii

🏠 Affordability Calculator
Tailored for Hawaii market conditions
TOTAL MONTHLY PAYMENT
$6,479
per month
Principal & Interest
$5,011/mo
Property Tax
$777/mo
Insurance
$150/mo
PMI (< 20% down)
$541/mo
LOAN: $763,200TOTAL INTEREST: $1,040,760
Market Characteristics
#premium#island#west#vacation-market#global-buyers
📊 CURRENT RATESMar 9, 2026
30-YR FIXED
15-YR FIXED
5/1 ARM
JUMBO 30-YR
WK CHANGE 30-YR: 0.04%
HI Quick Facts
Median Price$848K
Price/Sqft$618
YoY Appreciation+1.2%
Days on Market48 days
Inventory4.8 months
Active Listings4,800
List-to-Sale95.0%
Avg Close Time52 days
Market Trend⚖️ Balanced
RegionWest
West Region
AKAlaska
+1.4%
CACalifornia
+4.2%
NVNevada
+3.8%
OROregon
+2.8%
WAWashington
+3.8%
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